FAQs
Frequently Asked Questions – 7Fin
GENERAL FINANCIAL SERVICES
7Fin is your digital gateway to loans, investments, and insurance — all under one roof. We simplify the process using smart tech, so whether you’re a salaried individual or a growing business, getting financial help is just a few clicks away.
Anyone! Whether you’re:
- A salaried employee
- A self-employed professional
- A small business owner
- A real estate developer
We’ll guide you to the right solution based on your needs.
No need to visit anywhere. Everything from application, document upload, verification, approval to disbursement happens online. Just use your phone or laptop — we’ve made it super easy.
We offer a wide range of loans such as:
- Personal Loans
- Business Loans
- Lease Rental Discounting (LRD)
- Developer Finance
- Loans backed by government schemes
Each one is tailored to your unique situation.
DEVELOPER FINANCE
Developer Finance is designed for real estate builders and developers to help them fund construction, land purchases, or project completion. We work with multiple lenders to find the best structured finance options for you.
Yes, having a good history of completed or ongoing projects helps. We also check project approvals, RERA registration, and cash flow projections to assess eligibility.
Absolutely. We understand how real estate works. If your project is delayed but has strong fundamentals, we can explore refinancing or restructuring options through our network.
LEASE RENTAL DISCOUNTING (LRD)
LRD allows you to take a loan against future rental income from your commercial property. If you have tenants and rental agreements in place, you can unlock capital without selling the property.
If you own commercial real estate like office spaces, shops, or showrooms with regular rental income, LRD is a great way to raise funds for expansion or working capital.
The loan amount depends on your rental income, lease tenure, tenant profile, and property valuation. Generally, lenders offer up to 70–80% of the discounted rental value.
GOVERNMENT-BACKED LOANS
These are loans offered under schemes like CGTMSE, Stand-Up India, Mudra Loans, and more — designed especially for small businesses, women entrepreneurs, and startups.
Many of these schemes are collateral-free, which means you don’t need to pledge property or assets. That’s the beauty of government-backed support.
Yes! We guide you through every step — from eligibility checks to filing the right documents and connecting with the right lenders who participate in these schemes.
INSURANCE SERVICES (LIFE & GENERAL)
We offer both:
- Life Insurance: Term plans, savings plans, ULIPs
- General Insurance: Health, motor, travel, property & more
Because we make it simple and honest. We’ll compare options from top insurers, explain what’s best for you (in simple language), and help you buy or renew policies — all online.
Yes. Our support doesn’t end after buying the policy. If you need to file a claim, we’ll assist you step by step to ensure a smooth process.
SAFETY & SUPPORT
Absolutely. Your privacy is our top priority. All data is securely encrypted. We don’t sell your information to anyone — your trust means everything to us.
You can reach out via our Contact Us page, email, or WhatsApp support. We’re here to help — with real people, not bots.